A Great Financial Planner Helps Clients Make Rational Decisions, Especially During Times Of Market Turmoil
According to Morningstar , when an advisor looks beyond portfolio risk and return and incorporates factors such as a dynamic portfolio withdrawal strategy and tax efficient investing, an investor can achieve an additional portfolio rate of return equivalent to 1.59%*.
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* Alpha, Beta, and Now... Gamma. Blachette & Kaplan, August, 2013.
* Financial Savings Report, The Real Cost Of Fees, Personal Capital Advisors Corporation, September, 2015. Aspen Leaf Partners total fee based on average advisory fee + average weighted fund expense ratio as of February, 2016. Any DBAs of Aspen Leaf Partners were not included in our fee calculation. Aspen Leaf Partners average fee does not factor in custodian transaction costs; these costs may be charged to buy and sell investments, and they are normally small and incidental compared to a client's total overall fee.
Average Fees At Big Name Brokerage Firms*
The High Cost Of Investing
Investors are unknowingly paying too much for investments and advice. Aspen Leaf Partners designed our pricing with transparency and lower than average costs.
We Won't Keep You In The Dark Regarding Our Fees
Our Average Advisory Fee.......... 0.95%*
Industry Average Advisory Fee..... 1.02%**
Our Average Fund Expense......... 0.28%*
Industry Average Fund Expense.... 1.25%***
* As of February, 2016. Based on household fee & weighted average fund expense ratio. Subject to change based on model portfolio evolutions and client base.
** Advisory Fees Rise Above 1% After Bottoming in 2013, Skinner, Investmentnews.com, March 30th, 2015.
*** Mutual Fund Expense Ratio Trends, Kinnel (Director of Research), Morningstar, June, 2014.
Pricing Is Based On Investments, Financial Planning, Or Both
Annual fee based on a client's total aggregated household balance.
0.7% - 1.0%
Our base plan is quite robust. It covers the areas of analysis to the right.
$1,000
For Our Investment Clients
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Optimized Rebalancing as portfolios grow
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Tax efficient customization in non-retirement accounts
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Performance reporting & statements at your online fingertips
For Our Planning Clients
Goal Prioritization
Net Worth Statement
Progress Towards Goals
Cash Flow
Asset Allocation
Savings Strategies
In most cases, we discount the planning fee for subsequent financial plan updates. The discount is based on expected revenue from investments we manage on your behalf. Our favorable pricing structure means that many of our clients never pay for ongoing financial planning advice.
Emergency Funds
Estate Fundamentals
Investment Risk Tolerance